Plaintiff Mary Carmichael was injured in a car accident while she was riding in a six-passenger van owned and operated by Professional Transportation Inc. (PTI). The vehicle was being driven by Dwayne Bell. The van was used to shuttle Union Pacific employees between job sites.
Carmichael sued PTI, Dwayne Bell and others, but eventually dismissed PTI because evidence indicated that Bell’s sole negligence was the cause of her injury.
Bell had minimum liability insurance coverage required by the Illinois Vehicle Code of just $20,000 per person, $40,000 per occurrence.